A Hamilton Rock account helps your Ecommerce business manage, move, and grow money, all in one place.
You can open up to 10 accounts instantly without visiting a bank branch and organise your money however you like. You can also create Cashboxes to set money aside for savings or future expenses.
Your balances can earn Earnings Rewards of 1.39%, which is over 46x higher than the average rate offered by the four largest U.S. banks.
You’ll also receive a Hamilton Rock spend card, allowing you to control spending and issue up to 20 cards instantly for your team. Every eligible purchase earns 1.5% cashback.
Hamilton Rock also connects to your online stores and payment platforms, automating payout reconciliation and reduce days of finance admin.
Over time, you will also be able to send international payments instantly around the world, all from the same platform designed specifically for Ecommerce businesses.
The average APY for business checking/savings accounts at Bank of America, Wells Fargo, Chase, and Citi (the “Big 4”) as published on their public U.S. websites and rate sheets on March 23, 2026 are 0.03%. These figures are based on point-in-time advertised rates compiled in the “APY Rates” analysis and may change without notice.
Funds held in Financial Accounts are deposited at one or more FDIC-insured depository institutions. Subject to the satisfaction of applicable FDIC requirements for pass-through insurance, deposits are eligible for FDIC insurance coverage up to $250,000 per depositor, per insured depository institution, for each ownership category, in accordance with the rules and regulations of the Federal Deposit Insurance Corporation (FDIC).
Hamilton Rock Financial Services Corp and Stripe are financial technology companies and are not FDIC-insured depository institutions. FDIC deposit insurance protects against the failure of an FDIC-insured depository institution where deposits are held.